In the event of a disaster, this unique coverage provides financial support by making the mortgagee's monthly mortgage payment if his/her home becomes unlivable. It may also compensate a customer for his property policy deductible and mortgage loan balance up to certain limits. With recent disasters such as Hurricane Andrew, the California earthquakes and wildfires and the Midwest and Southern floods, customers are acutely aware that disasters can strike anytime/anywhere and adequate protection is necessary.